Terms and conditions for using this website
Last updated: August 8, 2026
By using this website, you agree to these Terms of Use. If you do not agree, please do not use the site.
The content on this website is provided for general information only. It is not a contract and does not replace the policy documents issued by an insurance carrier.
Nothing on this website is legal, tax, financial, or medical advice. If you need advice, you should speak with a qualified professional.
Insurance availability, eligibility, pricing, and benefits depend on the application, underwriting, carrier rules, and state licensing requirements. We do not guarantee:
All coverage is subject to the policy terms, conditions, limitations, and exclusions. If there is any difference between information on this website and the policy, the policy controls.
We provide insurance services only where properly licensed. Information on this website is intended for residents of the state(s) we serve, subject to licensing and carrier availability.
This website may include links to third-party websites. We do not control those websites and are not responsible for their content, availability, or privacy practices.
All content on this website, including text, graphics, logos, and design elements, is owned by or licensed to Punjab Insurance USA and is protected by applicable laws. You may not copy, reproduce, or distribute website content without written permission, except for personal, non-commercial use.
You agree not to:
We may restrict or block access if we believe the website is being misused.
If you contact us or submit a form, you agree we may respond by phone call, text message, WhatsApp, or email regarding your request.
Consent is not required to purchase insurance. Message/data rates may apply. You can opt out of non-essential messages by contacting us.
To the fullest extent allowed by law, Punjab Insurance USA is not liable for any damages arising from the use of this website, including:
We may update these Terms of Use at any time. Updates will be posted on this page with a revised “Last updated” date. Continued use of the website means you accept the updated terms.
Questions about these Terms: